To receive Railroad Retirement Board Disability, you must have sufficient months of service with a railroad company. Depending on your months of service, you may have rights to an occupational disability annuity or permanent and total disability benefits with rights to Medicare coverage.

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Railroad Retirement Disability/ERISA Disability

To receive Railroad Retirement Board Disability, you must have sufficient months of service with a railroad company. Depending on your months of service, you may have rights to an occupational disability annuity or permanent and total disability benefits with rights to Medicare coverage. To be disabled, you must also have a physical problem, a mental health problem, or a combination of both that prevents you from working.

At Rutter Mills, we understand the difficulties of obtaining Railroad Retirement Board Disability benefits. We have years of experience helping people win the railroad disability benefits that they deserve. Our experienced attorneys are here to help.

If you are denied Railroad Retirement Board Disability benefits, it is important to know there are deadlines to filing your appeal. Therefore, please do not hesitate to call our Norfolk or Newport News offices or email us for a free consultation with one of our experienced attorneys.

We never charge a fee unless we win your case.


 

If you have been denied long-term disability or short-term disability benefits by your disability insurance company or provider, you may have rights under the Employee Retirement Income Security Act (ERISA).

An ERISA disability claim often arises when you believe your disability claim with your disability insurance company or provider was wrongfully denied. Many disability insurance policies are group policies provided by employers. Others are private policies you may have purchased on your own. Either way, you have rights to appeal under ERISA if you feel that your disability claim was wrongfully denied.

If your ERISA disability claim has been denied, you have the right to file administrative appeals to the disability insurance company or plan administrator. If you have exhausted all of your administrative appeal options, you then have the right under ERISA to file an appeal to federal court.

There are important deadlines and statutes of limitations that may apply for any ERISA claim or appeal, so it is important to seek legal counsel or advice to be sure that any ERISA appeals are timely filed. For a free consultation, please feel free to contact our office.

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