If you are in an accident with an uninsured driver, will you still be able to recover fair and full compensation for your damages? Call the uninsured motorist accident lawyers at Rutter Mills to discuss your legal options after a crash caused by a driver with no insurance.
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Our car accident lawyers have decades of experience representing clients in these cases and can explore every possible legal avenue for getting you the money you deserve. Call today for a free, no-obligation consultation. We’ll work hard to protect you and your loved ones.
Virginia drivers that do not carry minimum insurance coverages are subject to fines and penalties and may be charged with a misdemeanor that will remain on the driver’s record.
Virginia requires all drivers to carry minimum auto accident liability coverage:
A knowledgeable attorney will consider:
In the event of a serious automobile accident, you will likely reach the limits of your own insurance policy very quickly. Even if you carry UM/UIM and Med Pay insurance, your insurance company might offer a low settlement and you may not be able to recover all of your economic and non-economic losses (e.g. pain and suffering) from your own insurance coverage.
Your best resource when you are in an accident with an uninsured driver is to retain an experienced uninsured motorist accident attorney. A qualified car accident attorney will first analyze your own insurance coverage to verify that your carriers have paid the full amount of compensation that you deserve. If your insurer’s offer is inadequate, your lawyer will challenge them and negotiate for a larger recovery.
Your lawyer will also carefully examine the circumstances of your automobile accident to determine if any other parties might bear liability for your injuries. A poorly maintained road, for example, might justify a lawsuit against the township that is responsible for road repairs.
Similarly, a vehicle defect, either in your own car or the negligent driver’s car, might have caused the accident. Where more than one car is involved in an accident, your lawyer will determine the relative liabilities and insurance coverages of each driver.
A small number of states have “no pay, no play” laws that limit the scope of an injured party’s damages recovery in an auto accident if that party does not carry his or her own auto insurance. The Commonwealth of Virginia is not one of those states, but Virginia drivers should not use the absence of those laws as a rationale not to carry appropriate auto liability insurance. Your own auto liability coverage will always be your first source of damages for a car accident in Virginia.
The Virginia uninsured motorist accident attorneys at Rutter Mills have recovered large damages awards for individuals who have suffered injuries and losses in automobile accidents with uninsured drivers. We represent clients in Norfolk, Newport News, Hampton Roads, and throughout the Commonwealth of Virginia. Please call us to speak with a Virginia car accident attorney who can advise you on recovering the largest damages award that may be available.
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If you’ve been injured on the job, workers’ compensation insurance may entitle you to critical assistance like medical treatment, lost wages, and more. But insurance companies will put up an aggressive fight to resist paying you the compensation you need and deserve. Rutter Mills can help get you the money you deserve.
A Rutter Mills case is a serious case. It may mean you have been badly injured. It certainly means you have a lot on the line, and the resolution of your case will make a big difference to you, your family, and your life moving forward.
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