Hurt in an accident while taking an Uber or a Lyft? Rest assured that injured passengers are protected by a special insurance coverage. Both companies have $1 million in liability insurance that covers uninsured and underinsured drivers. This policy is more than 40 times greater than that carried by most taxi companies, and provides a large safety net for injured passengers.
So I’m going to talk today about insurance if you happen to be injured when riding in an Uber or a Lyft. Believe it or not, both companies really take care of their passengers when it comes to insurance coverage. Here’s how it works: if somebody hits you when you’re in a car and the person that ran into you either has a little bit of insurance or no insurance at all, that can be a problem right?
If the person has no insurance they are considered uninsured, or if they only have very little insurance, but not enough to cover your injuries, they are underinsured.
Both Uber and Lyft have bought special types of policies for underinsured and uninsured insurance coverage for their passengers. So if somebody causes a wreck while you’re in an Uber or a Lyft, you will have up to $1 million of coverage to pay for your injuries.
Most types of cab companies usually only have $25,000 of coverage. So for these two companies to provide a million dollars of coverage for their passengers — for that type of situation — is fabulous.
We’ve seen the policies, we’ve investigated the coverage, and we’ve proven that it is actually available.
If you want to talk more about this if you’ve been injured in an Uber or a Lyft, contact our Car Accident Lawyers at Rutter Mills.