Can Car Insurance Companies Request Medical Records?

Rutter Mills Law Firm

Can Car Insurance Companies Request Medical Records?

Car Accident Info

If you were injured in a car accident where another driver was at fault, their insurance adjuster would likely want access to your medical records. Car insurance companies can request medical records, but you also have the right to decline or release them before speaking with an attorney.

The insurance company seeks more than just your medical records about the accident. Depending on the nature of the injury, the insurance company may allege that it did not result from the accident but is due to a pre-existing condition. They may ask the accident victim to sign a blanket release, meaning they can access your medical records.

The dedicated car accident lawyers at Rutter Mills will protect your rights and negotiate with the insurance company so you receive the compensation you deserve for your injuries.

Car Accident Damages

To be eligible for compensation for your injuries, including medical expenses, lost wages, and pain and suffering, you must prove the at-fault driver injured you. The insurance company does need medical records documenting the scope of your injuries, diagnosis, and limitations.

However, the medical release agreement provided by the insurance company may have wording permitting the release of all medical records. You have a right to privacy and do not have to agree to this request as written.

Medical Releases

car accident attorney knows which medical records are pertinent to the accident and which are not. After reviewing the request, they will authorize the release of necessary accident-related medical records. These may include:

  • X-rays
  • CT scans
  • MRIs
  • Medications prescribed
  • Hospital treatment
  • Hospital discharge paperwork

Accident victims need their legal advocate. Their representatives know how to use the law to their advantage. The insurance company is entitled to get medical records for at least a reasonable period before the accident. The insurer is simply looking for any evidence they can use against the accident victim. Remember that insurance companies always want to pay as little as possible in claims.

Contact a Virginia Beach Car Accident Attorney

If you were injured in a motor vehicle collision due to another driver’s negligence, do not make any agreements with the insurance company before obtaining legal advice. An experienced car accident lawyer at Rutter Mills will review the insurance company’s requests and determine which are appropriate to respond to.

Arrange a no-fee, no-obligation consultation by calling or texting 24/7 or submitting our online form. We work for our clients on a contingency basis, which means that you do not owe us any money for our services unless we recover damages on your behalf.

Contact a Rutter Mills attorney to speak about your case today.

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Dave suffered serious injuries in a car accident. The defendant’s insurance company tried to offer him a low amount so Dave called Rutter Mills. We took over dealing with the insurance and got Dave the money he needed to get back on his feet.

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On his way home from work at the shipyard, Dan was involved in an accident. He tried to file a claim on his own, but the insurance company wouldn’t give him the money he needed to put his life back on track. Dan knew he needed to call Rutter Mills.

They actually won my case 3 times!

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After her car accident, Larena asked her father, a local stevedore, for his advice on who to call. He recommended Rutter Mills. Her team of car accident experts at Rutter Mills fought back when the insurance companies tried to deny her the money she needed to recuperate from her injuries. We took her case to trial – and won. When the insurance company filed their appeals, we beat them again – two more times! Larena got the money she needed and the justice she deserved.

We’re going to immediately call Rutter Mills. That’s the people I trust with my baby girl.

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After a car accident, Jamaree’s first call was to her mom. She was shaken up and scared. Mom told her “We’re calling Rutter Mills. Her next was to Rutter Mills. Her Rutter Mills car accident team helped her get compensation “above & beyond” what she was expecting.

They lifted allot of stress off my shoulders. I recommend them to anybody because they WILL fight for you.

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After John was seriously injured in a motorcycle accident, he turned to the person he trusts most for a recommendation. His wife, a paralegal of 30 years, told him to call Rutter Mills on the advice of the lawyer she worked for.

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When the insurance company tried to get Carol to sign paperwork after her car accident, she knew she needed a lawyer. Carol knew she needed Rutter Mills.

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Taryn was in a car accident while she was pregnant. She knew she needed someone in her corner to protect her rights and her family’s future.

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A devasting accident changed Levon’s life forever. The physical and emotional toll left him scared and in pain. When the insurance company for the defendant contacted the family, they made an offer that did not even cover the cost of the medication, much less doctors’ bills, and physical therapy. They knew they needed to talk to a serious lawyer. Rutter Mills took care of the negotiation so Levon could focus on healing.

When you’ve got a serious injury, you need a serious lawyer. That’s why we chose Rutter Mills.

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When Ed was injured in a motorcycle crash, he knew he needed a serious lawyer to protect his rights. The insurance companies were fighting him every step of the way. Rutter Mills helped prove Ed’s case and get him the money he needed to get on the road to recovery.

With the seriousness of the accident, I knew that we needed a serious lawyer. I needed Rutter Mills.

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They knew they needed a serious lawyer when Carol and her son were seriously injured. After the other party’s insurance company tried to get her to settle for less than she needed, Carol called Rutter Mills for help. We took on the insurance company so she could focus on healing.

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