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Can I Work and Receive Social Security Disability Benefits?

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    Social Security Disability, or SSD, is a form of benefits paid out through the Social Security system. There are specific rules on the availability of them. While it is possible to resume working while receiving them, there are important limitations you should be aware of.

    Whether or not you are eligible for SSD benefits depends on “substantial gainful activity.” This is essentially an income cutoff, but it can vary depending on your circumstances.

    It is understandable if you have questions about these eligibility requirements. By discussing your options with Norfolk Social Security Disability lawyers, you will gain a better understanding of the process.

    Working While Recovering SSD benefits

    In general, there is a hard dollar amount limit that you can earn before you are considered to have substantial gainful activity. Once you reach that level, you could lose access—the monthly amount of income that qualifies changes each year. As of 2020, it was $1,260 per month for most individuals. However, if you are blind, that amount goes up to $2,110. There are some important caveats to consider. They include the trial work period and the extended period of eligibility.

    Trial Work Period

    It is not easy to determine if you are ready to return to the workforce. You might feel better initially, only to learn that you are still physically unable to work full time. There is a provision under SSD known as a trial work period that allows you to attempt to return to your job without putting your eligibility at risk.

    The trial period lasts for nine months, during which time you are allowed to continue earning full benefits no matter how much income you make while working. These nine months do not have to be consecutive. A trial period could be any nine months during a 60-month time frame.

    How an Attorney Could Help

    In some cases, the Social Security Administration could cancel your benefits even when you are under the substantial gainful activity threshold. When this happens, Rutter Mills and their Social Security Disability lawyers of Newport News could help. To discuss your options, schedule a free consultation as soon as possible.

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