Do I Need A Lawyer If The Insurance Company Offered Me A Settlement
Watch this 2.15 video
Transcript
Hi. This is Brother Rutter from Rutter Mills.
I want to talk to you a second about dealing with the insurance company without the benefit of a lawyer.
Now and again we have people who hire us and
they have been working months with the insurance company and they finally figured out that the insurance company is not there to help them.
Remember that insurance companies are for-profit institutions.
Their job when an accident happens is to lower the amount that their employer has to pay.
So if you deal with the insurance company, be careful
So keep your eyes open and your antennae up to hear what’s going on.
Now and again an insurance company will make you a decent offer in the very beginning, and if they do – take it.
If you have a question on whether its a reasonable offer, call me and I’ll talk it through with you and let you know.
However, there are a couple of tricks the insurance company will try and play on you in the beginning.
If they try to play either one of these two tricks, run away and find a lawyer, whether it’s Rutter Mills or somebody else. If one of these things happens you need to find a lawyer quickly.
The first is that they want a recorded statement from you without you having a lawyer present.
Remember that they’re going to have legal representation from hundreds of lawyers that their insurance company may have on call or may even work for the insurance company.
So they’re getting advice on this statement, but you’re not. So if they want a recorded statement say no thank you and find a lawyer.
Number 2:
They want you to sign to give them all of your medical records without legal representation to decide what they can see and what they can’t see.
By giving them that document, you are opening up your entire medical life to the insurance company without legal representation.
If they ask you to do that, they are looking for something to use against you. They’re not there to help you. They’re there to work against you.
If either one of those two things happens, a recorded statement or a document they want you to sign for all your medical records call a lawyer now.
Why You Should Never Settle a Personal Injury Claim Without Legal Representation
At Rutter Mills, we receive calls every day from individuals who have attempted to handle their personal injury claims directly with the insurance company—often to their disadvantage. It’s important to understand that insurance companies are profit-driven businesses. Their goal is to minimize payouts by offering quick, low-value settlements before you understand the full extent of your injuries or your legal rights.
Accepting an offer without first consulting a personal injury attorney can cost you significantly. Insurance adjusters are trained to undervalue claims and pressure you into settling for less than you deserve.
Working with an experienced personal injury lawyer ensures that your rights are protected and that you receive the full compensation you’re entitled to. The legal team at Rutter Mills has a proven track record of securing maximum settlements and verdicts for injury victims across Virginia. Don’t let the insurance company take advantage of you—let us fight for the compensation you truly deserve.
By Rutter Mills
