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 ERISA long-term disability benefits are disability insurance benefits offered by some employers or through a person’s privately owned policy. They provide coverage if you cannot perform your current occupation, or any occupation, due to your medical impairments. Many of these policies are governed under federal law (ERISA). The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for individuals in these plans¹.

Claims against these policies are often denied, but you have appeal rights. Insurance companies know most denied claims are not appealed, but retaining an attorney can significantly help your chances of being approved with litigation or by securing a reasonable settlement.

We only charge a fee if we win your case or secure a settlement for you. There are no upfront retainer fees at Rutter Mills.

At Rutter Mills, we have successfully represented people in their claims for ERISA long-term disability benefits for many years. If you have a claim that has recently been denied, please feel free to contact us for a free legal consultation at (757) 622-5000 or online at www.ruttermills.com

¹ERISA, Feb, 21, 2022 (https://www.dol.gov/general/topic/health-plans/erisa)