Do Insurance Companies Pay for Lost Wages After Car Accidents?

Rutter Mills Law Firm

Do Insurance Companies Pay for Lost Wages After Car Accidents?

Car Accident Info

Injured car accident victims often need several weeks or months to heal and recuperate. During that time, they will most likely be unable to work and will not be earning the regular salary or wages they would have received had they not been injured.

Car accident insurance settlements will often include a component to cover lost wages. The car accident lawyers at Rutter Mills represent those individuals to ensure that they are receiving the total lost wage reimbursements that they deserve from insurance companies.

How Can a Car Accident Victim Demonstrate Lost Wages?

A car accident victim must demonstrate that the injuries keep them from performing their regular job duties and responsibilities. This is a simple matter when, for example, the victim has broken bones or other apparent injuries. However, it is more complicated when injuries are from emotional trauma or other similar circumstances.

In those cases, individuals will have a better opportunity to recover lost wages when they retain an attorney. A skilled legal professional can substantiate the extent of the injuries with expert medical opinions and other evidence.

Accident victims who are self-employed or earn income from tips or sources that are not regular salary payments can show their income with bank statements and similar documentation. The victim will also need to demonstrate how much they regularly earned before the accident. Pay stubs and other documentation are usually sufficient for this purpose.

How Long Will Insurance Companies Pay Lost Wages?

At least, in theory, insurance companies will reimburse an accident victim’s lost wages, up to the limits of an insurance policy, for as long as they cannot work. Insurers often deny claims for long-term or permanent disability or offer to pay a lower amount to settle extended claims.

An experienced attorney will almost always be able to recover more substantial lost wage reimbursements. They can do this by using specific evidence to show the extent of the injuries and reduced job opportunities and advancements that were forfeited while the individual was recovering.

Can an Accident Victim Recover Lost Wages from More than One Insurance Source?

Social security disability benefits may be available if an individual’s injuries are permanent or require an extended recovery period. If they suffered injuries in an on-the-job accident, workers’ compensation benefits might also replace a portion of lost wages.

If the specific facts of the accident merit recovery, in many cases, insurance benefits can be coordinated to enable an injured party to recover 100% of their pre-injury wages.

Contact us today for a free consultation

You can substantially improve your opportunity to recover a larger amount of the wages that you have lost when you retain the car accident lawyers at Rutter Mills. Please see our website or contact us directly for a no-fee consultation about how our services can help you recover the maximum amount you deserve.

Contact a Rutter Mills attorney to speak about your case today.

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Dave suffered serious injuries in a car accident. The defendant’s insurance company tried to offer him a low amount so Dave called Rutter Mills. We took over dealing with the insurance and got Dave the money he needed to get back on his feet.

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On his way home from work at the shipyard, Dan was involved in an accident. He tried to file a claim on his own, but the insurance company wouldn’t give him the money he needed to put his life back on track. Dan knew he needed to call Rutter Mills.

They actually won my case 3 times!

Larena's Win

After her car accident, Larena asked her father, a local stevedore, for his advice on who to call. He recommended Rutter Mills. Her team of car accident experts at Rutter Mills fought back when the insurance companies tried to deny her the money she needed to recuperate from her injuries. We took her case to trial – and won. When the insurance company filed their appeals, we beat them again – two more times! Larena got the money she needed and the justice she deserved.

We’re going to immediately call Rutter Mills. That’s the people I trust with my baby girl.

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After a car accident, Jamaree’s first call was to her mom. She was shaken up and scared. Mom told her “We’re calling Rutter Mills. Her next was to Rutter Mills. Her Rutter Mills car accident team helped her get compensation “above & beyond” what she was expecting.

They lifted allot of stress off my shoulders. I recommend them to anybody because they WILL fight for you.

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After John was seriously injured in a motorcycle accident, he turned to the person he trusts most for a recommendation. His wife, a paralegal of 30 years, told him to call Rutter Mills on the advice of the lawyer she worked for.

They really care for you as a person. Words cannot describe what Rutter Mills did for me and for my case.

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When the insurance company tried to get Carol to sign paperwork after her car accident, she knew she needed a lawyer. Carol knew she needed Rutter Mills.

When I called Rutter Mills, I knew it was the right fit. They’re so interested in helping you get justice.

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Taryn was in a car accident while she was pregnant. She knew she needed someone in her corner to protect her rights and her family’s future.

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A devasting accident changed Levon’s life forever. The physical and emotional toll left him scared and in pain. When the insurance company for the defendant contacted the family, they made an offer that did not even cover the cost of the medication, much less doctors’ bills, and physical therapy. They knew they needed to talk to a serious lawyer. Rutter Mills took care of the negotiation so Levon could focus on healing.

When you’ve got a serious injury, you need a serious lawyer. That’s why we chose Rutter Mills.

Motorcycle Accidents Change Everything

When Ed was injured in a motorcycle crash, he knew he needed a serious lawyer to protect his rights. The insurance companies were fighting him every step of the way. Rutter Mills helped prove Ed’s case and get him the money he needed to get on the road to recovery.

With the seriousness of the accident, I knew that we needed a serious lawyer. I needed Rutter Mills.

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They knew they needed a serious lawyer when Carol and her son were seriously injured. After the other party’s insurance company tried to get her to settle for less than she needed, Carol called Rutter Mills for help. We took on the insurance company so she could focus on healing.

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