What Happens if I Get Into a Car Accident With an Out of State Driver?

Rutter Mills Law Firm

What Happens if I Get Into a Car Accident With an Out of State Driver?

Car Accident Info

When you sustain injuries or property damage in a car accident in Virginia and the other driver was at fault, you can file a lawsuit against the other driver. This is true even if the other driver is from another state – even one that has adopted a no-fault auto insurance system.

Pursuing a claim against an out-of-state driver can raise some complications, but an experienced car accident lawyer can help you through the process.

Auto insurance in Virginia

Virginia is a fault-based state. Drivers in Virginia are required to carry liability insurance that meets state minimum coverage requirements for bodily injury, death, and property damage unless they are self-insured or pay a fee to drive an uninsured vehicle at their own risk.

When a driver’s negligence causes an accident, he (and, therefore, his liability insurance carrier) is liable for the damages caused. A liable driver is responsible for both the economic damages (medical bills, lost wages, etc.) and the non-economic damages (like pain and suffering, loss of consortium, and other damages that do not have a clear dollar value).

If the other driver is uninsured, you may be able to recover these amounts from an uninsured motorist claim under your policy.

About a dozen states have adopted no-fault laws. In those states, someone injured in an accident may not sue an at-fault driver unless the injuries meet a threshold of severity defined by that state’s law. If the injury is not severe, the victim may only seek reimbursement of economic losses from his or her own insurance carrier.

Out-of-state auto insurance in Virginia

When out-of-state drivers operate in Virginia, they are still driving by fault-based rules. Typically, their insurance policies follow suit; an auto policy from a no-fault state will convert to a fault-based policy while the driver is in a fault-based state.

Your car accident attorney can help you pursue a claim against a non-Virginia driver’s insurance company. If you need to file a lawsuit, your lawyer can help you determine the court that has jurisdiction (authority to hear the case).

Discuss your accident with an attorney

If you have been injured in an accident with an out-of-state driver, discuss your case for free with the car accident lawyers at Rutter Mills. With offices in Norfolk and Newport News, we are ready to serve clients throughout the Hampton Roads area.

Contact a Rutter Mills attorney to speak about your case today.

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Don’t Fall For The Insurance Company’s Games

Dave suffered serious injuries in a car accident. The defendant’s insurance company tried to offer him a low amount so Dave called Rutter Mills. We took over dealing with the insurance and got Dave the money he needed to get back on his feet.

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Glenn’s car accident changed his life, but not permanently thanks to the help of his Rutter Mills attorney. When the insurance companies wouldn’t help him, our team fought back and won.

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On his way home from work at the shipyard, Dan was involved in an accident. He tried to file a claim on his own, but the insurance company wouldn’t give him the money he needed to put his life back on track. Dan knew he needed to call Rutter Mills.

They actually won my case 3 times!

Larena's Win

After her car accident, Larena asked her father, a local stevedore, for his advice on who to call. He recommended Rutter Mills. Her team of car accident experts at Rutter Mills fought back when the insurance companies tried to deny her the money she needed to recuperate from her injuries. We took her case to trial – and won. When the insurance company filed their appeals, we beat them again – two more times! Larena got the money she needed and the justice she deserved.

We’re going to immediately call Rutter Mills. That’s the people I trust with my baby girl.

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After a car accident, Jamaree’s first call was to her mom. She was shaken up and scared. Mom told her “We’re calling Rutter Mills. Her next was to Rutter Mills. Her Rutter Mills car accident team helped her get compensation “above & beyond” what she was expecting.

They lifted allot of stress off my shoulders. I recommend them to anybody because they WILL fight for you.

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After John was seriously injured in a motorcycle accident, he turned to the person he trusts most for a recommendation. His wife, a paralegal of 30 years, told him to call Rutter Mills on the advice of the lawyer she worked for.

They really care for you as a person. Words cannot describe what Rutter Mills did for me and for my case.

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When the insurance company tried to get Carol to sign paperwork after her car accident, she knew she needed a lawyer. Carol knew she needed Rutter Mills.

When I called Rutter Mills, I knew it was the right fit. They’re so interested in helping you get justice.

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Taryn was in a car accident while she was pregnant. She knew she needed someone in her corner to protect her rights and her family’s future.

There’s attorneys, then there’s Rutter Mills.

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A devasting accident changed Levon’s life forever. The physical and emotional toll left him scared and in pain. When the insurance company for the defendant contacted the family, they made an offer that did not even cover the cost of the medication, much less doctors’ bills, and physical therapy. They knew they needed to talk to a serious lawyer. Rutter Mills took care of the negotiation so Levon could focus on healing.

When you’ve got a serious injury, you need a serious lawyer. That’s why we chose Rutter Mills.

Motorcycle Accidents Change Everything

When Ed was injured in a motorcycle crash, he knew he needed a serious lawyer to protect his rights. The insurance companies were fighting him every step of the way. Rutter Mills helped prove Ed’s case and get him the money he needed to get on the road to recovery.

With the seriousness of the accident, I knew that we needed a serious lawyer. I needed Rutter Mills.

Carol & Levon's Story

They knew they needed a serious lawyer when Carol and her son were seriously injured. After the other party’s insurance company tried to get her to settle for less than she needed, Carol called Rutter Mills for help. We took on the insurance company so she could focus on healing.

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