What To Do If You Get Into a Car Accident In a Rental Car?

Rutter Mills Law Firm

What To Do If You Get Into a Car Accident In a Rental Car?

Car Accident Info

If you get into an accident with a rental car, document the accident as much as possible. That means calling 911, taking photos and videos of the scene, and any injuries. Get the name, contact information, driver’s license number, and insurance information for the other driver. Obtain the same for any eyewitnesses. Call the rental car agency and report the accident and contact your own insurance company.

After that, the next step depends on whether you have coverage for the rental through your own insurance company or you purchased insurance from the rental car agency. You may also have coverage via the credit card used to rent the vehicle. However, credit card coverage only extends to property damage, not liability.

Our car accident and collision lawyers at Rutter Mills can help you through the often complicated task of resolving rental car accidents. The details are found in the fine print of policies.

Renter Responsibility

As part of the rental agreement, the renter is responsible for damage or loss of the car. If you have bought rental coverage that may prove the primary insurance, although your own policy’s deductible comes into play. Besides collision insurance, rental car agreements usually include theft protection and third-party liability.

If your insurance policy includes rental coverage, it should pay for damages after your deductible. Your policy should cover the rental car up to your insurance limits. Personal car insurance and rental car coverage often overlap. Keep in mind your insurance premiums will likely rise as they would after any accident claim.

car accident lawyer will go through your policies and credit card agreements to determine which insurer is responsible. There are also situations in which the personal insurance coverage may not apply, such as a long-term car rental. An attorney will negotiate with the insurance or credit card companies if there are issues with the claim.

Contact us for a free consultation

If you had an accident in a rental car and are experiencing difficulties with the insurance company, you need the services of an experienced car accident attorney at Rutter Mills. Call or text us 24/7 to schedule a free consultation or submit our online contact form.  We serve clients in the Hampton Roads, Newport News, Norfolk, and Virginia Beach areas.

Contact a Rutter Mills attorney to speak about your case today.

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Dave Put His Trust in Us

Don’t Fall For The Insurance Company’s Games

Dave suffered serious injuries in a car accident. The defendant’s insurance company tried to offer him a low amount so Dave called Rutter Mills. We took over dealing with the insurance and got Dave the money he needed to get back on his feet.

They enabled me to be happy in life again.

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I knew I needed Rutter Mills.

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On his way home from work at the shipyard, Dan was involved in an accident. He tried to file a claim on his own, but the insurance company wouldn’t give him the money he needed to put his life back on track. Dan knew he needed to call Rutter Mills.

They actually won my case 3 times!

Larena's Win

After her car accident, Larena asked her father, a local stevedore, for his advice on who to call. He recommended Rutter Mills. Her team of car accident experts at Rutter Mills fought back when the insurance companies tried to deny her the money she needed to recuperate from her injuries. We took her case to trial – and won. When the insurance company filed their appeals, we beat them again – two more times! Larena got the money she needed and the justice she deserved.

We’re going to immediately call Rutter Mills. That’s the people I trust with my baby girl.

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After a car accident, Jamaree’s first call was to her mom. She was shaken up and scared. Mom told her “We’re calling Rutter Mills. Her next was to Rutter Mills. Her Rutter Mills car accident team helped her get compensation “above & beyond” what she was expecting.

They lifted allot of stress off my shoulders. I recommend them to anybody because they WILL fight for you.

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After John was seriously injured in a motorcycle accident, he turned to the person he trusts most for a recommendation. His wife, a paralegal of 30 years, told him to call Rutter Mills on the advice of the lawyer she worked for.

They really care for you as a person. Words cannot describe what Rutter Mills did for me and for my case.

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When the insurance company tried to get Carol to sign paperwork after her car accident, she knew she needed a lawyer. Carol knew she needed Rutter Mills.

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Taryn was in a car accident while she was pregnant. She knew she needed someone in her corner to protect her rights and her family’s future.

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A devasting accident changed Levon’s life forever. The physical and emotional toll left him scared and in pain. When the insurance company for the defendant contacted the family, they made an offer that did not even cover the cost of the medication, much less doctors’ bills, and physical therapy. They knew they needed to talk to a serious lawyer. Rutter Mills took care of the negotiation so Levon could focus on healing.

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With the seriousness of the accident, I knew that we needed a serious lawyer. I needed Rutter Mills.

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