How is Loss of Income Calculated in a Personal Injury Case if Self Employed?

Rutter Mills Law Firm

How is Loss of Income Calculated in a Personal Injury Case if Self Employed?

Personal Injury Info

If you have a personal injury claim, calculating your lost income is more complicated when you are self-employed. You may need to compile more documentation, from more sources, to establish how much money you would have made if not for the injury.

An experienced personal injury lawyer can help you secure the compensation it takes to make you whole– including lost wages. Helpful evidence can include tax documents, invoices, medical reports, and even calendars and correspondence.

What is Included in Lost Wages?

Lost wages, or lost income, include all compensation and benefits that you would have made if not for the accident. It can even include contracts, business opportunities, and your professional reputation– which were harmed by your inability to work. Discuss all of the above with your lawyer so that your income will be accounted for.

Documentation of Lost Wages

Tax documents

If you are an independent contractor for another entity, you may have an easier time than other self-employed individuals. If you receive an IRS Form 1099 from the entity for whom you work, this may be used to verify the wages you have earned in past years. However, if your work is prone to seasonal fluctuations, it may not provide enough information to convey your financial impact for the time of year in question.

Billing documents

If you cannot use tax returns, documents like invoices and receipts for work you did last year or over the past several years can show what your typical earnings look like. If this year was going to be different– perhaps you landed a breakthrough contract that was set to improve your business– your personal injury attorney will look at the available information like signed estimates and contracts to demonstrate this.

Correspondence and calendars

Letters from people or businesses you have worked for can provide evidence of your workload, wages, and what you missed because of the injury. Copies of your past calendars can also help show your work trends.

Medical documents

Doctors’ notes, bills, and reports are useful for verifying the extent and cause of your injury, as well as how long medical professionals expect it to impact your ability to work. Ideally, you will have returned to work before you settle your case or go to trial. If you have not yet returned, medical reports will be crucial in proving how long you will be unable to earn a living.

Calculate Your Losses Accurately to Receive Full Compensation

You have one chance to obtain full compensation; work with an experienced personal injury lawyer who will take into account all of your losses. At Rutter Mills, we look at your big picture so that none of your losses are overlooked. We are committed to fighting for full compensation for those who have been injured in eastern Virginia. Call today to schedule a free consultation with our offices in Norfolk or Newport News.

Contact a Rutter Mills attorney to speak about your case today.

This field is for validation purposes and should be left unchanged.

Years Helping Accident Victims


Convenient Offices

Our Team

Team members ready to help.


You don’t have to worry about the bills, just get healthy.

Dave Put His Trust in Us

Don’t Fall For The Insurance Company’s Games

Dave suffered serious injuries in a car accident. The defendant’s insurance company tried to offer him a low amount so Dave called Rutter Mills. We took over dealing with the insurance and got Dave the money he needed to get back on his feet.

They enabled me to be happy in life again.

Get Back On Track

Protecting Your Future

Glenn’s car accident changed his life, but not permanently thanks to the help of his Rutter Mills attorney. When the insurance companies wouldn’t help him, our team fought back and won.

I knew I needed Rutter Mills.

Fighting For What's Right

Getting Justice

On his way home from work at the shipyard, Dan was involved in an accident. He tried to file a claim on his own, but the insurance company wouldn’t give him the money he needed to put his life back on track. Dan knew he needed to call Rutter Mills.

They actually won my case 3 times!

Larena's Win

After her car accident, Larena asked her father, a local stevedore, for his advice on who to call. He recommended Rutter Mills. Her team of car accident experts at Rutter Mills fought back when the insurance companies tried to deny her the money she needed to recuperate from her injuries. We took her case to trial – and won. When the insurance company filed their appeals, we beat them again – two more times! Larena got the money she needed and the justice she deserved.

We’re going to immediately call Rutter Mills. That’s the people I trust with my baby girl.

Who Do You Trust With Your Family?

After a car accident, Jamaree’s first call was to her mom. She was shaken up and scared. Mom told her “We’re calling Rutter Mills. Her next was to Rutter Mills. Her Rutter Mills car accident team helped her get compensation “above & beyond” what she was expecting.

They lifted allot of stress off my shoulders. I recommend them to anybody because they WILL fight for you.

Who Can You Turn To?

Referrals From Friends and Family

After John was seriously injured in a motorcycle accident, he turned to the person he trusts most for a recommendation. His wife, a paralegal of 30 years, told him to call Rutter Mills on the advice of the lawyer she worked for.

They really care for you as a person. Words cannot describe what Rutter Mills did for me and for my case.

When You Need Someone In Your Corner

Don’t Go It Alone

When the insurance company tried to get Carol to sign paperwork after her car accident, she knew she needed a lawyer. Carol knew she needed Rutter Mills.

When I called Rutter Mills, I knew it was the right fit. They’re so interested in helping you get justice.

Getting The Justice You Deserve

When Mom Needs Strength

Taryn was in a car accident while she was pregnant. She knew she needed someone in her corner to protect her rights and her family’s future.

There’s attorneys, then there’s Rutter Mills.

We're Here When The Unexpected Happens


A devasting accident changed Levon’s life forever. The physical and emotional toll left him scared and in pain. When the insurance company for the defendant contacted the family, they made an offer that did not even cover the cost of the medication, much less doctors’ bills, and physical therapy. They knew they needed to talk to a serious lawyer. Rutter Mills took care of the negotiation so Levon could focus on healing.

When you’ve got a serious injury, you need a serious lawyer. That’s why we chose Rutter Mills.

Motorcycle Accidents Change Everything

When Ed was injured in a motorcycle crash, he knew he needed a serious lawyer to protect his rights. The insurance companies were fighting him every step of the way. Rutter Mills helped prove Ed’s case and get him the money he needed to get on the road to recovery.

With the seriousness of the accident, I knew that we needed a serious lawyer. I needed Rutter Mills.

Carol & Levon's Story

They knew they needed a serious lawyer when Carol and her son were seriously injured. After the other party’s insurance company tried to get her to settle for less than she needed, Carol called Rutter Mills for help. We took on the insurance company so she could focus on healing.

Watch his 30 second testimonial video
Watch Glenn's 30 second story
Watch Dan's 30 second video
Watch Larena's 30 second story
Watch Jamaree's 30 second video
Watch Levon's 30 second video
Watch Ed's 30 second story
Watch Carl's 30 second video