$120,000 Settlement for Virginia Beach Nurse Injured in T-Bone Accident

Nurse, hospital, & doctor errors

$120,000 Settlement for Virginia Beach Nurse Injured in T-Bone Accident

Results
Posted on Nov 06, 2026

Rutter Mills personal injury attorney Sandra Craine-Gonzalez secured a $120,000 settlement for a Virginia Beach nurse seriously injured in a T-bone collision on Virginia Beach Boulevard. The crash left her with a concussion, significant pain, and difficulty returning to work. With medical expenses mounting, Rutter Mills pursued compensation through both the at-fault driver’s liability insurance and the nurse’s underinsured motorist coverage.

 


Case Results

  • Practice Area: Car Accidents
  • Location: Virginia Beach, VA
  • Injuries: Concussion with loss of consciousness, left leg injury, lower back pain, left shoulder pain, left hip pain, headaches
  • Resolution: Settlement
  • Amount: $120,000
  • Date of Crash: September 2024
  • Attorney: Sandra Craine-Gonzalez
car driving

T-Bone Accident on Virginia Beach Boulevard Leaves Nurse Unconscious

A Virginia Beach nurse was driving with two passengers toward Town Center when another driver attempted to cross seven lanes of traffic near the intersection of Virginia Beach Boulevard and Nelms Lane.

The nurse had no time to stop. Her vehicle struck the other driver’s car, and the force of the collision sent one of her passengers flying across the back seat.

The nurse struck her head on the steering wheel and briefly lost consciousness. When she came to, her boyfriend and a witness were helping her out of the wreckage. All three occupants were transported to the hospital by emergency responders.

The nurse was treated as a trauma patient and underwent extensive imaging to evaluate her injuries. Doctors diagnosed a concussion, along with injuries affecting her left shoulder, hip, and leg.

Concussion, Severe Pain, and a Difficult Road to Recovery

The accident left the nurse struggling with pain throughout her body, particularly in her back, left shoulder, hip, and leg. She also experienced headaches and memory problems following her concussion.

Her injuries and treatment included:

  • Emergency trauma evaluation and hospitalization
  • Concussion with loss of consciousness
  • Back, shoulder, hip, and leg pain
  • CT scans, X-rays, and MRIs
  • Physical therapy and chiropractic treatment
  • Neurological evaluations for persistent headaches and memory difficulties

The physical limitations made even ordinary activities exhausting. At one point, climbing the stairs in her home took seven to ten minutes. Unable to comfortably reach her bedroom, she began sleeping on an air mattress in her living room.

Physical therapy focused on helping her regain enough mobility to climb her stairs normally. Meanwhile, persistent headaches and back pain led to additional neurological evaluations and diagnostic imaging.

The Challenges: Mounting Medical Bills and an Inability to Return to Work

The nurse's injuries affected far more than her physical health. As her medical bills piled up, she struggled to return to her profession and maintain financial stability.

Nursing is a physically demanding profession that often requires prolonged standing, walking, lifting, and assisting patients. The client’s injuries prevented her from performing her regular duties, and light-duty work was not available.

Without the ability to return to her job, her financial situation deteriorated. She eventually lost her employment and faced additional financial hardship while continuing to manage her injuries.

The nurse’s medical treatment and the related expenses were extensive, creating another challenge for her personal injury claim.

The at-fault driver carried $100,000 in bodily injury liability coverage. Although that represented a substantial amount of insurance, the nurse’s medical expenses and lost income demonstrated why additional compensation was important.

Fortunately, her own auto insurance included underinsured motorist (UIM) coverage, providing another potential source of recovery beyond the at-fault driver’s policy.

Hospital Errors
asphalt roadway
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Because the nurse’s damages extended beyond the available liability coverage, Rutter Mills pursued additional compensation through her underinsured motorist policy. Our team challenged the UIM carrier’s initial offer and continued negotiating for additional compensation. The insurer eventually raised its offer to $20,000, which the client accepted.

The case settled for a total of $120,000.

The recovery provided compensation for a nurse whose injuries had affected her mobility, career, financial security, and everyday independence.

Can You Recover More Than the At-Fault Driver’s Insurance Policy Limits in Virginia?

Yes. If the at-fault driver’s insurance isn’t enough to cover your injuries, you can potentially recover additional compensation through your own underinsured motorist (UIM) coverage. Under Virginia Code § 38.2-2206, UIM coverage can provide additional compensation on top of the at-fault driver’s insurance, depending on your policy.

For example, if the at-fault driver has $100,000 in coverage and your injuries are worth more than that, your UIM insurance could help cover the difference, up to your available policy limits.

In this case, Rutter Mills secured the full $100,000 available through the at-fault driver’s liability insurance and negotiated an additional $20,000 through the nurse’s UIM coverage. The combined settlement totaled $120,000, demonstrating why identifying every available insurance policy can make a significant difference in a personal injury claim.

Talk to a Rutter Mills Virginia Beach Car Accident Attorney

Serious car accidents can leave injured Virginians facing overwhelming medical expenses, lost income, and uncertainty about their future. The car accident attorneys at Rutter Mills investigate available insurance coverage, negotiate with insurance companies, and fight to recover compensation that reflects the full impact of an injury.

Call or text (757) 777-7777 for a free consultation. Rutter Mills charges no attorney fees or case costs unless we win.

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