$150,000 Settlement for a Williamsburg Woman Rear-Ended by a Commercial Truck

Truck Accident Lawyers

$150,000 Settlement for a Williamsburg Woman Rear-Ended by a Commercial Truck

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Posted on Nov 04, 2026

Rutter Mills personal injury attorney Janeice Robinson secured a $150,000 settlement for a retired woman injured when a Freightliner truck rear-ended her stopped vehicle near Williamsburg, VA. The collision caused neck pain, dizziness, and bruising around her heart, complicating an existing cardiac condition. After the insurance company disputed whether her injuries were related to the accident, Rutter Mills negotiated a $150,000 settlement.

 


Case Details

    • Practice Area: Truck Accidents
    • Location: Toano, James City County, VA
    • Injuries: Cardiac bruising, neck pain, dizziness
    • Resolution: Settlement
    • Amount: $150,000
    • Date of Crash: March 2025
    • Date Resolved: March 2026 
    • Attorney: Janeice Robinson
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A Freightliner Truck Rear-Ends a Stopped Vehicle Near Williamsburg

In March of 2025, a retired woman was driving along Richmond Road in James City County with her brother seated in the front passenger seat. They were stopped in the left lane, waiting for traffic to clear so they could turn onto Toano Drive near McLeans Grocery.

While their vehicle was at a complete stop, a Freightliner truck struck them from behind.

The impact threw the woman’s head against the headrest, leaving her dazed. Police and emergency medical personnel responded to the scene, and officers interviewed a witness to the collision. The truck driver was cited for following too closely.

The woman was transported to Sentara Williamsburg Regional Medical Center for emergency treatment.

Cardiac Bruising, Neck Pain, and Dizziness After the Collision

At the hospital, doctors diagnosed bruising around the woman’s heart. She also experienced neck pain and dizziness following the impact.

Although she did not suffer any broken bones, the cardiac injury was particularly concerning because she already had a pre-existing heart condition.

Her medical care included:

  • Emergency medical evaluation and hospitalization
  • Evaluation and treatment for bruising around the heart
  • Assessment of neck pain and dizziness
  • Physical therapy
  • Follow-up medical care

The Challenges: Pre-Existing Conditions and Liability

Although the truck driver was cited for following too closely, the insurance company disputed the extent to which the collision was responsible for the woman's medical condition.

The woman had a history of cardiac problems before the accident. Following the collision, she was hospitalized with bruising around her heart, neck pain, and dizziness. Her existing condition complicated the claim because the insurance company questioned whether her medical treatment was attributable to the crash or her prior health issues.

Establishing how the collision affected her health became an important part of pursuing compensation.

Although the insurer acknowledged that the collision likely aggravated her existing condition, it continued resisting the settlement amounts requested by Rutter Mills.

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Janeice

As negotiations progressed, Janeice continued challenging the insurer’s position that the client’s medical problems were primarily related to her pre-existing heart condition.

The insurer gradually increased its offers. Janeice continued negotiating until the insurer offered $145,000. Rather than accept, she made a final demand of $150,000.

The insurance company agreed, settling the case for $150,000.

The recovery provided the client with compensation for her injuries and medical expenses despite the insurer’s attempts to minimize the impact of the collision on her existing health condition.

Can You Recover Compensation for an Aggravated Pre-Existing Condition in Virginia?

In Virginia, an injured person is not automatically prevented from recovering compensation because they had a medical condition before an accident. When another person’s negligence aggravates an existing condition, the responsible party can be held liable for the additional harm caused by the collision.

However, insurance companies often dispute whether treatment was necessary because of the accident or because of an existing medical condition. Medical records and other evidence can help establish the connection between the collision and the injured person’s symptoms.

In this case, the client had a pre-existing heart condition, but she also suffered cardiac bruising and other symptoms after being rear-ended by a Freightliner truck. Although the insurance company disputed the extent of the accident-related injuries, Rutter Mills continued negotiating until the claim settled for $150,000.

Talk to a Rutter Mills Truck Accident Attorney

Collisions involving commercial trucks can cause serious injuries, particularly when victims have existing medical conditions that complicate their recovery. The personal injury attorneys at Rutter Mills have extensive experience investigating truck accidents, challenging insurance company defenses, and pursuing compensation for injured Virginians.

Call or text (757) 777-7777 for a free consultation. Rutter Mills charges no attorney fees or case costs unless we win.

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