The worker’s medical bills exceeded the $30,000 available through the at-fault driver’s liability insurance. His injuries required multiple surgeries and extensive rehabilitation, and he remained unable to work.
Recovering only the policy limit would leave a significant gap between the available insurance and the losses he had suffered.
Because the accident occurred during his employment, workers’ compensation provided benefits related to his medical treatment and inability to work. With a workers’ compensation lien in place, our team had to account for how the available insurance coverage and lien obligations would affect the client’s recovery.