The young man had been injured at the same intersection where his mother had died years earlier. In addition to his physical injuries, he was struggling with severe anxiety and post-traumatic stress associated with traveling in vehicles.
Demonstrating the full impact of the crash meant accounting for more than his emergency room treatment and physical injuries.
The insurance company made an initial offer of just $26,000, substantially less than the client’s medical expenses alone.
With more than $44,000 in medical bills and continuing psychological treatment, the offer did not adequately reflect the injuries and losses the young man had suffered.
The case involved four insurance carriers, one for each the plaintiff and defendant, as well as two resident relative policies.
Rather than accepting the initial offer, Rutter Mills attorney Adam Lotkin pursued the available insurance coverage and prepared to take the case to trial.