The client had access to multiple potential sources of insurance coverage, including a resident relative policy.
In Virginia, certain automobile insurance policies can provide uninsured or underinsured motorist coverage to qualifying family members who live in the same household as the policyholder.
This coverage can be important when the at-fault driver’s liability insurance is insufficient to compensate an injured person.
Although the client lived with the policyholder, the insurance company argued that her vehicle was not covered under the policy. That dispute created an obstacle to recovering additional compensation beyond the at-fault driver’s liability insurance.
Rutter Mills needed to evaluate the applicable policies and pursue the coverage available to the client.
