Drunk Driving Accident in Virginia Beach Ends in $200,000 Settlement

Drunk driving accident lawyers

Drunk Driving Accident in Virginia Beach Ends in $200,000 Settlement

Results
Posted on Nov 04, 2026

One teenager learned the hard way that a quick decision can be life-changing. A Halloween party gone wrong left her with painful injuries, mounting medical bills, and an uphill battle with the insurance company—until she called a DUI car accident attorney.


Key Takeaways from this Article: 

  • Rutter Mills secured a $200,000 car accident settlement for an injured teenage passenger in Virginia Beach. Personal injury attorney Tysharah Gardner represented a 17-year-old girl injured when the vehicle she was riding in struck a concrete barrier at 60 mph.
  • Passengers injured in Virginia car accidents may be entitled to compensation, even when they were not driving. Injured passengers can pursue claims against responsible parties for medical expenses and other accident-related damages.
  • Filing a personal injury lawsuit can lead to a higher settlement offer. After the insurance company initially offered just $34,000, Gardner filed suit in Virginia Beach Circuit Court. The insurer subsequently increased its settlement offer to $100,000.
  • A household family member’s auto insurance policy may provide additional coverage after a Virginia car accident. Gardner identified coverage through the teenager’s mother’s policy, allowing the client to recover an additional $100,000 beyond the driver’s $100,000 policy limits.
  • Identifying all available insurance coverage can significantly increase an injured person’s financial recovery. Through investigation, litigation, and insurance coverage analysis, Rutter Mills increased the initial $34,000 offer to a combined $200,000 settlement.
DUI lawyers in VA Beach

A Ride Home That Nearly Cost Everything

In 2025, a 17 year-old girl attended a Halloween party. When it was time to go, she accepted a ride from a friend of a friend.

At 3:30 am, their vehicle crashed head-on into a concrete barrier on Virginia Beach Boulevard, going 60 mph. The driver was thrown through the windshield.

The girl was taken to the hospital and diagnosed with a forehead contusion, suprapubic pain, and acute bilateral low back pain.

 

That’s when her mother called Rutter Mills.

featured-img-background
tysharah-gardner

A $200,000 Settlement

Rather than try to prove their baseless claim, the insurance company offered to settle. However, their $34,000 settlement offer wouldn’t even cover the client’s medical bills. In response, Tysharah filed a lawsuit with the Virginia Beach Circuit Court.

The insurance company quickly came to the table with a reasonable settlement offer of the full policy limit: $100,000.

How a Resident Relative Policy Helps After an Accident

Recent changes in Virginia law allow relatives who live in the same house to use their car insurance policies after an accident, and our attorneys are experts at finding all the available coverage for our clients.

In this case, our client’s mother was able to use her car insurance to help her daughter secure a financial recovery that would help her recover from the long-term impacts of the accident. 
Since the client’s mother and the defendant driver each had insurance policies with limits of $100,000 each, Tysharah was able to secure a total settlement of $200,000.

Our client now has the financial resources to recover and replace her vehicle. She’s starting college in the fall of 2027.

Injured in a Virginia Beach Car Accident? Rutter Mills Can Help.

Whether you were behind the wheel or riding as a passenger, you deserve someone in your corner after a serious car accident. If the insurance company is denying your claim, disputing fault, or offering less than you deserve, Rutter Mills car accident attorneys are ready to fight for you.

Call or text (757) 777-7777 for your free consultation with an experienced Virginia Beach car accident lawyer.

Consent*

Frequently Asked Questions About Drunk Driving Accidents in Virginia

Yes. A personal injury lawsuit is separate from a criminal DUI case. Even if the driver wasn’t arrested, the charges were dropped, or the driver was found not guilty, an injured person can still pursue compensation. Civil lawsuits have a lower burden of proof than criminal cases, meaning a DUI conviction isn’t required to establish liability for an accident.

Yes. Depending on your policy, uninsured/underinsured motorist (UM/UIM) coverage can provide additional compensation when the at-fault driver’s insurance isn’t enough to cover your injuries.

Yes. In Virginia, a resident relative policy can provide additional uninsured/underinsured motorist (UM/UIM) coverage when you’re injured in an accident, even if you weren’t driving a vehicle covered by that policy. If you live with a parent, spouse, or other qualifying family member, their auto insurance could help cover damages that exceed the at-fault driver’s policy limits.

Yes, in qualifying cases. Virginia law permits punitive damages against intoxicated drivers when specific legal requirements are met. Unlike compensation for medical expenses or lost income, punitive damages are intended to punish especially reckless conduct and discourage similar behavior.

Yes. Virginia’s strict contributory negligence law can prevent an injured passenger from recovering compensation if their own negligence contributed to the accident. Insurance companies sometimes argue that passengers knowingly accepted rides from intoxicated drivers. However, simply knowing someone consumed alcohol doesn’t automatically establish contributory negligence. The circumstances surrounding the passenger’s decision to accept the ride matter.

DUI lawyers in VA Beach
Legacy
0
+

Years Helping Injury Victims

Locations
0

Convenient Locations in Hampton Roads

Strength
0
+

Team Members Ready to Help

nathan-dumlao-Wr3comVZJxU-unsplash
Enjoy this 60 second look at What Matters Most

Real Google Reviews

See what our clients say about their experience at Rutter Mills.

Brianna P.

I am beyond happy with my experience working with Rutter Mills. Rutter Mills was responsive throughout the entire journey and worked diligently on my behalf, making the process worry and stress free. I cannot recommend this company enough.

Christopher D

When I think of Rutter Mills I think of Ms.Kamilah White and Mr.Boran. Thank you both. Awesome job. You guys made it look easy. If there was 10 Stars, you would have 10 in my book.

Momboo J

My son and I had a great experience dealing with this law firm. Our lawyer Mrs Montgomery was very knowledgeable, supportive, and helpful. She’s the absolute best!

James E.

All of the professionals at Rutter Mills treated me with the utmost respect and dignity. Adam Lotkin and Max Baker especially took great care to maximize the settlement of my motorcycle accident, and I wholeheartedly endorse Rutter Mills for a positive outcome from unfortunate situations that sometimes happen in your life.

Asia W.

My experience dealing with Rutter Mills was amazing! Gina Montgomery and Adam Lotkin answered every question and made sure I had a clear understanding of everything. They are hardworking individuals that will get every detail down in court! I would definitely recommend them to any and everyone! It was a blessing working with them and if I ever need them in the future, they will be the lawyers I'd call!

At Rutter Mills,
every case is a serious case-because it's your case.

rutter-mills-injury-law-firm

Personal Injury

We are here for you in your time of need, providing compassionate guidance and aggressive advocacy in a wide range of personal injury matters. Our top-rated attorneys will fight the insurance companies and get you back on your feet.

Personal Injury Lawyers
Personal-Injury-Lawyers

Car Accidents

We’re here to listen. A member of our team will meet with you, focusing on not only what happened, but also what you are going through and how it’s impacted your life. Then we’ll tell you what options are available to you to get on the road to recovery.

Car Accident Lawyers
Car Accident Lawyers

Maritime/Jones Act Law

Personal injuries that happen when you’re working – or playing – on the water aren’t governed by “the law of the land.” They are subject to maritime laws under the Jones Act– also known as admiralty law.

Maritime Lawyers
Maritime Lawyers

Motorcycle Accidents

We’re here to listen. A member of our team will meet with you, focusing on listening to not only what happened, but also what you are going through and how it’s impacted your life.

Motorcycle Accident Lawyers
Motorcycle Accident Lawyers in Virginia

Truck Accidents

Truck accidents are often serious. We are here to listen to your story so we can guide you to healing. Our team has represented some of the largest truck accident cases in Virginia. Call us and see how we can help you today.

Truck Accident Lawyers
Truck Accident Lawyers

Workers Compensation

If you’ve been injured on the job, workers’ compensation insurance may entitle you to critical assistance like medical treatment, lost wages, and more. But insurance companies will put up an aggressive fight to resist paying you the compensation you need and deserve. Rutter Mills can help get you the money you deserve.

Workers Compensation Lawyers
Workers Comp Lawyer