Myth #5: You Can Trust Your Employer To Protect Your Rights.
Not a good idea. While some employers may be kind enough to immediately begin temporary disability benefits or cover medical bills, it’s not something you should ever rely on. As any workers’ compensation attorney will tell you, an employers’ kindness typically only lasts so long.
- Q: I thought workers’ comp benefits were paid by insurance, not the employer?
- A: That’s right. Your employer reports the claim, but the insurance company handles eligibility and pays the benefits.
This is where relying on kindness can lead to trouble for well-intentioned injured workers: the insurance company doesn’t know you, your family, or your employer. Their job is to avoid paying you, or minimize your payments. And generally, employers do what insurance companies tell them to do, to protect their business.
Your benefits could terminate at a moment’s notice, due to a simple technicality or even a false claim:
- No Formal Award of Benefits by the North Carolina Industrial Commission or the Virginia Workers’ Compensation Commission
- Claiming that you’re not an employee of the company
- Arguing that your injuries didn’t happen at work
- Denying that your injuries ever occurred or aren’t serious
- Denying that your injuries are related to a pre-existing condition
- Insisting that you’re able to return to work without medical approval
Kindness can’t protect your rights when faced with these arguments, or in the event of future medical complications.
Only an attorney can.
Myth #5: Busted.