Most work is…hard. Even on a good day, there’s a reason it’s called work. Being away from your home and loved ones is tough, but it shouldn’t cause you pain. If you’ve been injured on the job, your employer’s workers’ compensation insurance program may entitle you to certain benefits – critical assistance like medical treatment, lost wages, and more.
Workers’ Compensation Attorneys
Your employer’s Workers’ Compensation Insurance Program should be there to help. It offers critical assistance like medical treatment, lost wages, vocational rehabilitation – even death benefits in the event of a fatal accident. But this is not always given; far from it. In fact, insurance companies will put up an aggressive fight to resist paying you the compensation you need and deserve. They might be big and powerful, but so are we. That’s why we have won thousands of workers’ compensation cases for our clients over the past 60 years.
The process of filing a workers’ compensation claim is complex. There are rules and regulations that often protect the employer more than the injured worker. There are even more exceptions. Your employer and their insurance company can drag their feet responding to your claim or present a lowball settlement amount far less than what you deserve. In many cases, they may refuse your claim outright. We see too many cases of people not getting the help they need because they tried to file on their own.
It is not uncommon for an employer to dispute an employee’s claim because the rates they pay into the system will be affected by the number of workers’ compensation claims paid on their behalf.
Part of the investigation will include a physician evaluation on behalf of the state. While this is supposed to be an impartial assessment, employees should know doctor-patient confidentiality does not apply in this situation, and statements made during the exam could be used to argue the injury was not work-related or is not as severe as claimed.
If you suffer a work accident or personal injury on the job, get first aid or medical attention right away. The treating healthcare provider must be authorized by the Workers’ Compensation Board (except in an emergency). Notify your supervisor as soon as possible, detailing the injury and the way it occurred. You must inform your employer in writing within 30 days following the accident (or within two years of your awareness of an occupational illness) or you may lose the right to benefits. And contact an attorney. Your employer’s insurance company is skilled at denying your benefits. Rutter Mills is skilled at making sure that doesn’t happen.
Accidents that happen on land are typically governed by state workers compensation laws. While workers’ compensation puts a cap on damages, there are exceptions — such as when an employer or co-worker intentionally causes harm, or when the injury results from a defective product or a toxic substance. There may be third parties who are also liable like drivers, landowners, or subcontractors. Rutter Mills can advise you on all these matters and help you get the maximum compensation you need and deserve.
Years Helping Injured Workers
Convenient Locations Serving Hampton Roads
Team Members Ready to Help
Getting Everything Your Are Entitled To
Getting the Benefits You Deserve
Insurance companies resist paying Workers’ Compensation claims – that’s their job. Fighting for it by yourself can be intimidating, confusing, exhausting – and unsuccessful. The process – by design — is difficult to navigate. The employers and insurance companies have the upper hand, and they’re in it to win it. But so are we.
Rutter Mills has won thousands of these cases for our clients over the past sixty years, involving both state laws and the Federal Longshore and Harbor Workers Compensation Act. We know the ins and outs of these laws, and the appeals process, to not only win your case, but maximize your compensation.
If you’ve been injured on the job, workers’ compensation insurance may entitle you to critical assistance like medical treatment, lost wages, and more. But insurance companies will put up an aggressive fight to resist paying you the compensation you need and deserve. Rutter Mills can help get you the money you deserve.
A Rutter Mills case is a serious case. It may mean you have been badly injured. It certainly means you have a lot on the line, and the resolution of your case will make a big difference to you, your family, and your life moving forward.
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